Flood Damage Insurance Claims For The State of Florida
Many flood insurance policies in Florida are underwritten by the National Flood Insurance Program (NFIP), which is managed by the Federal Insurance and Mitigation Administration and is a part of the Federal Emergency Management Administration (FEMA). The policies could be issued directly by the NFIP or by various property and casualty insurance companies through an NFIP program called “Write Your Own,” and any person with a flood insurance claim is going to want the help of a Florida flood insurance claims attorney.
While an insurance company issues and services a policy, the NFIP will be responsible for paying any claims arising from the policy. It can be incredibly challenging for people to navigate the flood damage claims process.
Common Issues with Flood Damage Insurance Claims
Flood damage can be the result of various circumstances, which may include:
- Heavy rains, storms, or hurricanes
- Broken pipes
- Storm surges
- Coastal flooding
- Sewer backups
- Leaking roofs
- Water backups
- Neighbor or other property owner's negligence
- Flooding
- Overwhelmed drainage systems
- Overflowing rivers
- Obstructed waterways
- Sudden or accidental discharges
Flooding can cause immense damage to numerous forms of property, including:
- Flooring
- Structural damage
- Furniture
- Electronics
- Personal possessions
- Mold
- Duct damage
- Walls
- Diminished air quality
Filing a flood damage claim will require you to properly prepare your claim by thoroughly reviewing all of your damage and getting an accurate estimate of the damages. Make sure you have records of home repairs and other regular maintenance when submitting documents.
Call Us Today to Schedule a Free Consultation with a Florida Flood Insurance Claims Attorney
Are you dealing with flood damage in Florida? Make sure you speak to Diane Zimmerman, PA, about the best way to deal with an insurance company and recover the most money possible.
Our firm is well aware of how insurers try to wiggle out of their obligations, but we know how to make them accountable and recover full and fair financial compensation for all of your losses. Call 850.866.0833 or contact us online to set up a free consultation that will allow us to examine your case and explain what you can do to receive every last dollar you are entitled to.