Fire Damage Claims For The State of Florida

Fires are not as common in Florida as they are in western states in the country, but they still occur, and they can be devastating events. Victims of fires will want to have a Florida fire damage claims attorney to help recover adequate financial compensation for the losses they have incurred.

Fire and lightning account for the highest average claim severity of any homeowner loss, with losses of $77,340, more than double the next highest category. A fire can completely ruin a home and also many forms of personal property, which is why these claims can be so catastrophic.

Common Issues with Fire Damage Claims

The National Fire Protection Association (NFPA) reports that local fire departments responded to an estimated 1.4 million fires in the United States in 2020, causing an estimated $21.9 billion in property damage. The language in your homeowners insurance policy determines the damages that will be covered in the event of a fire.

Some policies only cover damage caused by the fire itself, while other policies could cover problems arising from a fire, such as smoke and water damage. A policy could also cover structural, electrical, melted personal property, wind, roof damage, and plumbing damage.

You need to remember that insurance companies boost their profits by avoiding making payouts to their policyholders. In turn, they find various reasons for denying otherwise valid claims.

Some of the deceitful actions an insurer may take could include:

• Undervaluing your property damage
• Alleging arson
• Failure to fully investigate the fire
• Denying a claim despite supporting evidence
• Threatening to prosecute the insured for a lower payout
• Violating the terms of their policy
• Delaying payment by alleging that arson or fraud played a role in the fire

Call Us Today to Schedule a Free Consultation with a Florida Property Insurance Claims Attorney

Are you struggling to recover adequate financial compensation for fire damage in Florida? You should know that Diane Zimmerman, PA, regularly handles these types of claims and helps people get all of the money they need and deserve.

Our firm understands how insurance companies operate and can take the appropriate steps to ensure that they do not duck their duty to you following a fire. Call 850.866.0833 or contact us online to take advantage of a free consultation that will allow us to sit down with you and go over all of the details of your case.