You need to understand that while you pay an insurance company monthly premiums and you think of yourself as being a customer deserving of help when you need it, insurers often deny perfectly valid claims because denials of claims simply save insurance companies money. Anybody who believes they have had a legitimate claim denied for no good reason will want to contact a Florida property insurance claims attorney.

Denials are from being the only problem homeowners and other people face because some insurance companies also refuse to pay the full amounts that are owed, possibly undervaluing claims and offering lackluster settlements. You do not have to agree to these deals, and you will want to retain legal counsel.

Common Issues with Flood Damage Insurance Claims

There are multiple reasons why insurance companies deny claims. Some of the most common reasons they provide include:

• Filing a claim too late
• Failure to include enough information
• Excessive wear
• Late payments on account
• Fault of another party
• Fraud allegations
• Failure to comply with conditions under the policy (such as providing a sworn statement)
• Loss is close to the deductible
• Claim not covered under policy terms
• Perilous claims not covered

An insurance company could also dispute the cause of the damage, possibly stating that the damage was not due to a recent event. Instead, the insurer may claim the damage was due to a pre-existing condition and therefore not eligible for coverage, or the scope and amount of damage is less than what you actually need to perform repairs.

Call Us Today to Schedule a Free Consultation with a Florida Property Insurance Claims Attorney

Has an insurance company recently denied your property damage claim in Florida? You do not have to accept this outcome, and Diane Zimmerman, PA, can be your voice in dealing with an insurance company so you can recover every last dollar you need and deserve.

Our firm takes great pride in helping Floridians recover fair and full compensation for their losses. You can call 850.866.0833 or contact us online to receive a free consultation so we can take a closer look at your case and help you understand all of the legal options you might have.