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Different Types of Property Damage Coverage

Posted by Diane Zimmerman | Sep 27, 2022 | 0 Comments

When you own property, you need to protect your valuable investment. This includes obtaining the right type of insurance coverage you need for property damage. Though you hope to never need it, there might come a time when you need to file a property damage claim, and you will want the help of a skilled property damage attorney.

Some common types of property damage coverage include the following:

  • Hurricane insurance - Many people in Florida know the importance of this coverage, as hurricane damage can be widespread.
  • Flood coverage - Regular policies due to not include flood damage caused by rising waters in your home or business. Many people in Florida are required to have this coverage.
  • Fire damage - A home fire is a devastating and terrifying event, and you need coverage for smoke, flame, and water damage from a fire.
  • Wind damage - Wind can cause both cosmetic and structural damage, and high winds are common with many types of weather events.
  • Tornado damage - Florida has the fourth-most tornadoes per year than any state in the U.S. These events can cause damage to roofs an windows, or even level your entire home.
  • Hail damage - Hail damage can be worse than you might imagine, and repairs are costly. Hail can damage the entire exterior of your home.

Whether you have a homeowner's policy or a business property policy, make sure you have all the right coverage. If you need to make a claim with any type of policy, seek legal advice first.

Speak with a Florida Property Damage Claim Lawyer

When you need to file an insurance claim for property damage, look no further than Diane Zimmerman Law. We help home and business owners in Florida seek and obtain the full coverage they deserve for their property damage under their policies. Contact us for more information.

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Diane Zimmerman, PA is committed to answering your questions about Homeowner & Commercial Property Insurance Claims in Florida and Georgia.

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