Fort Myers Hurricane Insurance Claim Attorney

Southwest Florida was ground zero for Hurricane Ian — and insurance companies made recovery harder than it had to be for thousands of Lee County homeowners. If your claim was denied, delayed, or paid for far less than your actual damage, I can help you fight back.

Lee County Has Seen What Insurance Companies Do After a Major Storm

Hurricane Ian made landfall near Fort Myers Beach in September 2022 as one of the strongest hurricanes ever to hit Florida. The damage across Lee County and Cape Coral was catastrophic — and in the months that followed, insurers denied, underpaid, and delayed claims at a scale that left families and property owners in an impossible position. Hurricane Milton compounded that reality just two years later, hitting Southwest Florida again before many homeowners had fully recovered from Ian.

 

I've handled hurricane insurance claims from both storms throughout Florida, including right here in Lee County. I know how insurers in this region have characterized damage, how they've applied depreciation and coverage exclusions, and what it takes to push back effectively on a claim that was shortchanged.

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Property Damage Claims I Handle in Fort Myers and Lee County

If your property was damaged by a storm or water event and your insurer hasn't treated you fairly, you have legal options. I represent Fort Myers and Lee County homeowners on a wide range of property damage claims, including:

 

  • Hurricane damage claims, including Hurricane Ian and Hurricane Milton
  • Windstorm and wind-driven rain claims
  • Tornado damage claims
  • Water damage and water leak claims
  • Denied, delayed, and underpaid claims at any stage of the process

 

I also offer free insurance policy reviews — before or after you file — so you understand exactly what coverage you have and where your insurer may be falling short.

What Sets This Practice Apart from Other Property Damage Attorneys

There are a lot of attorneys who say they handle hurricane claims. Here's what's different about working with me.

 

  • 40+ years of Florida law experience. I've been practicing in this state since before most of the major storms that have shaped Florida's insurance landscape.
  • I handle every file personally. When you call, you reach me — not a paralegal, not a case manager, not an intake system. Your case doesn't get handed off.
  • I travel anywhere in Florida. I'm based in Panama City, but I take cases statewide and will come to you in Fort Myers when your case requires it.
  • No recovery, no fee. You pay nothing unless I recover money for you. There's no financial risk to getting legal help.
  • Free consultations and free policy reviews. You can get clear answers about your claim and your coverage before you ever commit to anything.

Hurricane Ian Claims: Why So Many Fort Myers Homeowners Are Still Fighting

Hurricane Ian produced some of the most severe storm surge and wind damage in Florida history. For many Lee County homeowners, the claim process became a second disaster. Insurers disputed whether damage was caused by wind or flood — a distinction that determines which policy pays and how much. Others received initial payments far below the actual cost of repairs, with the insurer citing depreciation or policy exclusions that weren't clearly explained.

 

If your Ian claim was settled but you believe you were underpaid, it may not be too late to act. And if your Milton claim is currently in dispute, the time to get legal help is before you accept a settlement that closes out your rights. I offer a free consultation to review where your claim stands and what your options are.

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Serving Homeowners Throughout Southwest Florida

My practice covers the full state of Florida, and I'm well-acquainted with the property damage issues specific to Southwest Florida's coastal and inland communities. I represent homeowners and property owners in Fort Myers, Cape Coral, Bonita Springs, Estero, Naples, Lehigh Acres, and surrounding Lee County communities.

 

If you're in Naples or the surrounding Collier County area, I handle property damage claims there as well.

Frequently Asked Questions: Fort Myers Hurricane and Property Damage Claims

  • Is it too late to file a claim or dispute my Hurricane Ian settlement?
    It depends on the specifics of your policy and when your claim was filed or settled. Florida law sets deadlines for insurance claims and legal action, and those deadlines vary. The only way to know for certain is to have your situation reviewed — which is why I offer free consultations. Don't assume time has run out before you've spoken with an attorney.
  • My insurer said my damage was from flood, not wind. Do I have any options?
    Yes. The wind-versus-flood dispute is one of the most common tactics insurers use to limit or deny hurricane claims in Southwest Florida. Whether your policy covers wind damage, flood damage, or both affects the outcome significantly — and how insurers characterize the cause of damage isn't always accurate or final. I review these disputes regularly and can assess whether the insurer's position holds up.
  • What does it cost to hire a property damage attorney?
    Nothing upfront. My practice operates on a contingency fee basis, which means I only get paid if I recover money for you. There's no retainer, no hourly billing, and no fee if there's no recovery. The free consultation and free policy review cost you nothing regardless of what you decide.
  • I already accepted a settlement. Can you still help me?
    Possibly. Depending on the language of the settlement and how the claim was closed, there may still be options — particularly if additional damage was discovered after the settlement, or if the settlement did not include a full release of all claims. This is worth discussing before you assume the door is closed.
  • Do I have to come to your office in Panama City?
    No. I handle cases statewide and travel to clients when the work requires it. For most of our communication, phone and email work well — and when you call, you reach me directly. If I need to be in Fort Myers for your case, I'll be there.

Ready to Get Answers About Your Fort Myers Property Damage Claim?

If your insurer has denied, delayed, or underpaid your claim after Hurricane Ian, Hurricane Milton, or any other storm or water event, you don't have to accept that outcome. A free consultation costs you nothing and gives you a clear picture of where you stand. Call me directly or submit your information below — I'll get back to you personally.