When your home has been damaged or destroyed by a fire, you are expecting your homeowner's insurance to be there for you. Unfortunately, the insurance company is only out for themselves and may give you a difficult time when you need them the most. You should consider hiring an attorney to advocate for you throughout the process and deal with the insurance company on your behalf.
Insurance companies will send their own investigators after a fire. They may only do this after delaying your claim, taking their time to respond at all. This step is often the first in their process in denying the claim entirely. The investigator may try to find a way to blame you for the fire. You can also expect the insurance company to split hairs about the language of the policy, trying to find ways to not cover some of the damage. Finally, the insurance company may offer you far less than the true value of the damage to your home to pay your claim.
The insurance company does not get the final say when it comes to paying a claim for a fire. You can always demand more money and take your case to court if you do not receive it. When an insurance company sees that you have an experienced attorney, they are far less likely to try to push you around. Investing in an attorney may be the best move that you make, and it is often the only way that you can get the coverage for which you paid.
Contact a Florida Property Casualty Claim Attorney Today
Attorney Diane Zimmerman knows how to fight back on your behalf when the insurance company is trying to take advantage of you. To schedule your initial consultation, you can call us at 866.210.0446 or send us a message online.
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